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INCOME OF 100 MILLION PER MONTH BUT WHY DOES IT STILL FEEL LIKE "NOT MUCH LEFT OVER"?
A couple's household income is about 100 million per month. It sounds like a comfortable amount, but with a family of 7 and many expenses to cover, they spend about 71 to 72 million each month, leaving 28 to 29 million remaining.
Insurance costs 4 million, support for the child's education 2 million, gifts to maternal grandparents 3 million, a trip back to the hometown once a month, expenses for schooling, food, electricity, water, rent, young children, and the husband's work-related social expenses...
Looking at the 28 to 29 million left, it seems like a lot, but they still have to consider the child's education, household shopping, holidays, travel, and an emergency fund. So some months they barely save anything.
The biggest concern is still having to rent a house while housing prices are currently too high. At this rate of saving, the feeling of being able to buy a house still seems quite far away.
Not complaining, just want to ask large families: with high income but many expenses, how do you usually allocate money to still be able to save? Are there any expenses that should be optimized?

Girls these days are hard to date, they all talk about money, huh?
The demands are too high, making it hard for guys from poor families to get close.
Men and women are born, but many end up single due to divorce.
Guys now have to try ten times harder than before.
Only then do they have the luck to get a wife they like.

27 years old, salary 12 million. Started saving 5 million/month thanks to learning about stocks.
Before, I spent my salary as soon as I received it.
House, food, gas, coffee, miscellaneous. Sometimes at the end of the month, my account had less than 1 million.
I used to think: to save money, I have to earn a lot.
At the beginning of the year, I started learning about stocks. About 30 minutes a day reading news, looking at reports, learning to read prices. Didn't dare to invest much money because I was afraid of losing it.
Then I set a rule: when I get my salary, immediately transfer 5 million to a separate account. Consider that money as non-existent.
Surprisingly, since learning about stocks, I've been able to save more. Not because of profits from stocks, but because I started to know where my money was going.
Before, buying a 50,000 VND coffee without thinking. Now, when I want to buy, I ask myself: "Do I really need this?"
Nearly 6 months, I have my first savings of more than 30 million. Not big, but the feeling is very different.
What about you? What made you start saving money?

This is the money my boyfriend sent back after working abroad for 6 months. He always asks, “Do you still have money to spend?”
But every time I receive it, I don’t dare to spend it, I just note down the date and the amount. I see this as savings I’m keeping for him, so he has capital ready when he needs it later.
Grateful that besides taking care of the family, he still always remembers me. 🥹
I wish I had a girlfriend who thinks and cares about me like this, guys.
How is your boyfriend?






