How to Transfer Crypto From Binance to OKX in Europe?
OKX Europe Ltd is the MiCA-licensed entity of the OKX group serving EEA users, authorised since 27 January 2025. OKX serves over 130 million users across more than 100 countries (as of June 2026). This article covers how to transfer crypto from Binance to OKX, why USDT cannot be traded on OKX in Europe, applicable fees, and what products are available once your funds arrive.
TL;DR
OKX Europe Ltd is the MiCA-licensed entity serving users across all 30 EEA countries, including Iceland, Liechtenstein, and Norway.
OKX supports 300+ trading pairs, including 60+ EUR pairs (as of June 2026).
Crypto deposits are free. Withdrawal fees vary by asset and network.
The transfer process takes between 5 and 30 minutes depending on the network selected.
The EU Travel Rule can require sender and recipient information, including for transfers below €1,000.
OKX Shield may reimburse eligible losses caused by unauthorised access to your OKX Exchange account. Activation, security requirements, limits, and terms apply.
OKX Card offers eligible users cashback on USDG-funded purchases, starting at 2% for Regular users, with a €50 monthly cap.
Eligible users can explore VIP benefits, trading bots, Tokenized Stocks, and Pre-IPO markets after transferring.
How Do You Transfer Crypto From Binance to OKX step by step?
The transfer requires three stages. The full process typically takes between 5 and 30 minutes depending on the network selected. Security checks, network congestion, or additional verification can take longer.
Note: Only send assets and networks supported by your OKX account. USDT deposits are unavailable for European users. Check the deposit screen for the minimum amount and any required memo or tag before sending.
Stage 1: Get Your OKX Deposit Address
Log in to your OKX account
Go to Assets > Deposit
Search for the asset you are depositing (e.g. USDC, BTC, ETH)
Select the network: this must match what you select on Binance. Sending on a mismatched network results in permanent loss of funds
Copy the deposit address or save the QR code
Network matching is critical. If you select Ethereum (ERC-20) on OKX, you must also select Ethereum on Binance. Confirm this on both platforms before proceeding.
Stage 2: Withdraw From Binance to OKX
Log in to Binance and go to Wallet > Withdraw
Select the asset you are withdrawing (e.g. USDC)
Paste the OKX deposit address copied in Stage 2
Select the network and confirm it matches the network selected on OKX
Enter the withdrawal amount and review the network fee displayed by Binance
Complete any security verification steps (e.g. two-factor authentication) and submit
Travel Rule notice. For transfers above €1,000, the EU's Travel Rule (Transfer of Funds Regulation, in effect since 30 December 2024) requires OKX to collect sender and recipient information. When your deposit arrives, OKX may ask you to confirm whether the funds came from a private wallet or another exchange, and to provide the sender's full name. For transfers above €1,000 from a private wallet, proof of wallet ownership (such as a small test transaction or cryptographic signature) may also be required. The sender's name must match the identification (KYC) details on your OKX account to avoid delays.
Earn up to 8% on your transfer.
OKX is running a deposit bonus campaign for eligible EEA users who move crypto to OKX. Qualifying deposits made by 13 November 2026 are eligible for an 8% bonus.
Stage 3: Confirm Arrival on OKX
Return to your OKX account and go to Assets > Transaction history > Deposits
The transaction appears as "pending" while the blockchain processes it
Once the required block confirmations are reached (typically 1 to 6, depending on the network), funds appear in your OKX spot wallet
Step | Action | Where |
1 | Generate deposit address and select network | OKX > Assets > Deposit |
2 | Initiate withdrawal with matching network | Binance > Wallet > Withdraw |
3 | Confirm funds arrived | OKX > Transaction history |
Why Can't USDT Be Traded on OKX? (Excluding Deposit Campaigns)
USDT (Tether USD) is unavailable for trading and deposits on OKX in Europe under the platform's current stablecoin offering.MiCA sets authorisation requirements for stablecoin issuers serving the European market. USDT is not supported by OKX Europe under those requirements.
Two MiCA-compliant alternatives are fully supported on OKX for deposit, trading, and withdrawal:
USDC (USD Coin), issued by Circle Internet Financial Europe, SAS
USDG (Global Dollar), issued by Paxos Issuance Europe OY
What Are OKX's Fees?
OKX uses a tiered maker/taker model. Maker fees (limit orders that add liquidity) and taker fees (market orders that remove liquidity). Deposits are free. Withdrawal fees vary by asset and network.
Users who hold on to a balance of 100,000+ euros or reaching a higher 30-day trading volume threshold qualify for reduced fees. Full fee schedules can be found at okx.com/en-eu/fees.
What Products Does OKX Offer?
OKX Shield: Eligible users can activate Shield for potential reimbursement of qualifying losses caused by unauthorised access to an OKX Exchange account. Published limits are up to $100,000 for Regular users, $250,000 for VIP 1–3, and $500,000 for VIP 4–6. The applicable limit depends on your account and the OKX entity serving you. Check Shield eligibility and terms.
OKX Card: Eligible European users can spend supported stablecoins through Mastercard using their OKX Pay balance. Eligible USDG-funded purchases earn cashback paid in USDG. Regular users receive 2% cashback up to €50 per month, while qualifying VIP users can receive higher rates, up to 10%, subject to tier limits and exclusions. View Card cashback details.
Spot trading covers 300+ pairs including 60+ EUR pairs (as of February 2025, per OKX Europe), spanning BTC, ETH, SOL, and a broad range of other tokens, available 24 hours a day, seven days a week.
Earn products let users put crypto to work through staking (locking assets to support a blockchain network in exchange for rewards), flexible savings, and structured yield products.
Trading bots: Automate orders using settings you choose. Recurring Buy makes scheduled purchases, Spot Grid places buy and sell orders within a selected price range, and Spot DCA can automate a buy-the-dip strategy. Bots can incur losses, so review the strategy and allocation before starting. Explore trading bots.
Tokenized Stocks: Eligible users can trade tokens that track the prices of supported stocks and ETFs, with round-the-clock trading. These tokens provide price exposure without direct share ownership or shareholder rights. Explore Tokenized Stocks.
Pre-IPO markets: Eligible users can trade Pre-IPO X-Perps linked to the implied valuations of private companies, including OpenAI and Anthropic. These leveraged derivatives provide no ownership or economic claim in the company. Their prices can differ from private valuations or any eventual IPO price, and an IPO may never occur. Learn more about Pre-IPO markets.
X-Perps: leveraged instruments for taking long or short positions with up to 10x leverage. X-Perps are offered by OKX Europe Markets Ltd ("OEM") under its MFSA Investment Services licence (Licence No. OEML-15905), consistent with MiFID II obligations, and are subject to eligibility requirements. Learn more about X-Perps.
Proof of Reserves: OKX publishes monthly reports confirming user assets are held 1:1 on-chain, verified by independent auditors. View OKX Proof of reserves
What Benefits Does the OKX VIP Programme Offer?
Users with qualifying asset balances or trading volume can access VIP benefits, including reduced trading fees, higher Card cashback, and relationship manager support, depending on their tier and market.If you already hold VIP status on Binance or another exchange, you can apply for an OKX status match by providing proof of your existing status or qualifying assets and trading volume. Applications are reviewed, and the level offered depends on eligibility.Explore VIP benefits and apply for a status match
Frequently Asked Questions
The Travel Rule is an EU regulation (Transfer of Funds Regulation) that requires exchanges to share sender and recipient information on crypto transfers. It has applied to all EEA crypto transactions since 30 December 2024. For transfers above €1,000, OKX will ask you to confirm whether funds came from a private wallet or another exchange and to provide the sender's full name. The name must match your KYC details on OKX. For private wallet transfers above €1,000, proof of wallet ownership may also be required. Transfers below €1,000 from another exchange are generally processed without additional steps, though Binance may collect Travel Rule data on its side regardless of amount.
Transfer times depend on the network. Ethereum typically takes 5 to 15 minutes; faster networks such as Solana or Polygon can confirm in under 2 minutes. Binance may also apply a processing delay of up to 30 minutes for new withdrawal addresses.
OKX supports Ethereum (ERC-20), BNB Smart Chain (BEP-20), Solana, Polygon, Tron (TRC-20), Arbitrum, Optimism, and others depending on the asset. The current list for each asset is shown on the OKX deposit page at the time of the transaction.
You can't deposit USDT to OKX in Europe. USDG and USDC are available stablecoins on OKX.
OKX sets a minimum deposit threshold per asset. The minimum is shown on the deposit page at the time of the transaction. Deposits below the minimum will not be credited.
Funds sent on a mismatched network may be unrecoverable. OKX reviews cross-chain recovery requests case by case, but recovery is not guaranteed and can take several weeks. Always verify the network on both platforms before submitting.
OKX supports euro deposits and withdrawals via SEPA bank transfer at no charge. Users can also purchase crypto directly with euros through the Buy Crypto section of the OKX app or website.
Digital Assets subject to volatility and not insured. Not financial/investment advice. Not all products and services offered in all regions. Exclusions and T&Cs apply.
© 2026 OKX. This article may be reproduced or distributed in its entirety, or excerpts of 100 words or less of this article may be used, provided such use is non-commercial. Any reproduction or distribution of the entire article must also prominently state: “This article is © 2026 OKX and is used with permission.” Permitted excerpts must cite to the name of the article and include attribution, for example “Article Name, [author name if applicable], © 2026 OKX.” Some content may be generated or assisted by artificial intelligence (AI) tools. No derivative works or other uses of this article are permitted.
