How do I make a payment with OKX Money?

Published on Sep 10, 2026Updated on Sep 10, 20262 min read1

You can pay by scanning a QR code where that's supported, or with your card.

The OKX Money card works the same way as the OKX Card. See the OKX Card cashback program FAQ and the existing OKX Card articles for how to order and activate a card, card fees, spending abroad, declines, refunds, and freezing or cancelling a card.

How do I pay by QR code?

  1. Open the Pay tab and select Scan

  2. Point your camera at the merchant's QR code

  3. The merchant's name and the amount appear. Some codes require you to enter the amount

  4. Check it, then confirm

The payment comes from your balance.

FAQ

1. Which countries support QR payments?

Open Scan in the app — it tells you whether QR payments work where you are. Availability depends on local payment networks, so it's country by country. Your card works in the meantime.

2. How do I get paid by QR code?

Select Receive in the Pay tab to show your code. Another OKX Money user can scan it to pay you. You can set an amount first, so they don't have to enter it.

3. Where do I see my transactions?

The Activity tab shows every movement on your account — card payments, QR payments, transfers in and out, reward payments, and cashback. Select any transaction for the amount, the rate if a conversion was involved, any fee, and its status.

4. Can I pay someone who doesn't use OKX Money?

Get their external address and use Send, or pay by card if they accept card payments. You could also invite them — refer to Inviting friends

5. What happens when I pay in another currency?

We convert from your balance automatically, and we don't charge a foreign currency fee. You can see what a payment cost by selecting it in Activity.